Whatever your level, if you play sport professionally it is important that your income is protected should you pick up an injury.

At ProSport, we have a specially designed plan for professionals that not only covers you against the loss of regular income, but can also provide a tax-free lump sum payment if you sustain a career ending injury.

Our policies offer nine tiers of cover, paying up to 60% of gross earned income for 12 months. Suitable for professional sportspeople aged 16-36, the Income Protection Plan can also be deferred by up to six months. You will be covered under our moratorium underwriting so there are no lengthy medical examinations or questionnaires. Give us a call today to get the cover you need.

To see a breakdown of lump sums, monthly benefits and premiums, click here.

 

Benefits

  • Pays out up to 30 times your monthly benefit from the plan with a maximum payment of £150,000 depending on age. Cover is available for players aged 35 and under.
    Career Ending Lump Sum
  • Premiums increase inline with the monthly benefit that you would receive in the event of an injury, with nine tiers of cover from £1,000 to £5,000. For example, to receive a monthly payment of £2,500 your annual premium would be £1,471.44 at £122.62 per month.
    Monthly Benefits
  • All income payments are tax free in accordance with current HMRC regulations.
    Tax Free Payments

Features

  • Pre-existing conditions are considered providing you have been free from the symptoms, have been unaware of that condition and have not received treatment for a period of 24 months up to and including the start date of the policy.
    Underwriting
  • If you sustain a career ending injury you will receive a lump sum payment of up to £150,000.
    Career Ending Lump Sum
  • We offer a number of deferral periods to suit your sporting requirements, helping you to maintain your lifestyle.
    Deferral Periods
  • We don't just offer income protection for team sportspeople, individual players and those that are self-employed can also get the cover that they need regardless of the sport that they play.
    Cover for All Sports

If you have any questions, queries or comments then please drop us a line and we'll be in touch as soon as we can.