For semi-professional sportspeople having adequate income protection insurance is especially important, helping you continue your playing career without worrying about injuries leaving you out of pocket.

The ProSport Income Protection Plan for semi-professionals is an easy way to ensure that you have the cover you need. If an injury prevents you from playing for over six months you will be paid 60% of your gross annual sporting income in 12 tax-free monthly payments. If you sustain a career ending injury you may be entitled to a lump sum payment of up to £150,000.

This product is suitable for semi-professional sportspeople aged 16-35, and requires no lengthy examinations or questionnaires as you will be covered under our moratorium underwriting. There are five levels of cover available, so you can get a policy that suits your lifestyle and your budget. Call our experienced team now to discuss your options.

To see a breakdown of lump sums, monthly benefits and premiums, click here.

Benefits

  • Premiums increase inline with the monthly benefit that you would receive in the event of an injury, with nine tiers of cover from £1,000 to £5,000. For example, to receive a monthly payment of £2,500 your annual premium would be £1,471.44 at £122.62 per month.
    Monthly Benefits
  • Pays out up to 30 times your monthly benefit from the plan with a maximum payment of £150,000 depending on age. Cover is available for players aged 35 and under.
    Career Ending Lump Sum
  • All income payments are tax free in accordance with current HMRC regulations.
    Tax Free Payments

Features

  • We offer a number of deferral periods to suit your sporting requirements, helping you to maintain your lifestyle.
    Deferral Periods
  • We don't just offer income protection for team sportspeople, individual players and those that are self-employed can also get the cover that they need regardless of the sport that they play.
    Cover for All Sports
  • Pre-existing conditions are considered providing you have been free from the symptoms, have been unaware of that condition and have not received treatment for a period of 24 months up to and including the start date of the policy.
    Underwriting
  • If you sustain a sports career ending injury you will receive a lump sum payment of up to £150,000.
    Career Ending Lump Sum

If you have any questions, queries or comments then please drop us a line and we'll be in touch as soon as we can.